The core idea
IntentFolio is built on one simple idea: you decide what mix of assets you want to hold, and your portfolio works to stay close to that mix on its own.
Instead of watching charts and trading by hand, you set targets once — for example, how much of your portfolio should be in Bitcoin, Ethereum or stablecoins. From then on, the system keeps an eye on your allocation for you.
When prices move and your mix drifts away from what you chose, IntentFolio brings it back. You stay in control of the rules; the routine work happens for you.
Step by step
From sign-in to autopilot in three moves.
- 01
Connect your wallet
Sign in with any supported wallet — NEAR, Ethereum, Solana and more. There's no account to create and no forms to fill out. Your funds stay yours the whole time, and you can withdraw whenever you want.
- 02
Choose your allocation
Start from a ready-made preset or build your own mix. For each asset you pick a target — the share of your portfolio you want it to hold — and a tolerance band that decides how far it can drift before anything happens.
- 03
It manages itself
Once your targets are set, you're done. The system watches your allocation and, when it drifts past your bands, it rebalances back toward your targets automatically. No action needed from you.
What rebalancing does
Markets move all the time. When one asset rises faster than the others, it starts taking up a bigger share of your portfolio than you intended — and your carefully chosen mix slowly drifts.
Your tolerance band is the margin you're comfortable with. As long as your allocation stays inside the band, nothing happens. The moment it drifts past the edge, IntentFolio rebalances: it trims what grew too large and tops up what fell behind, bringing you back to your targets.
Each rebalance also looks to capture a small spread in your favor on the trades it makes. One on its own is minor; over time, and across many rebalances, they're meant to add up.
Rebalancing only happens when you hold more than one asset. A portfolio made of a single token has nothing to rebalance against, so it simply stays as is.
Presets, explained
Presets are starting points, not recommendations — a quick way to begin that you can tweak however you like. They are not financial advice.
Conservative
- USDC
- USDT
- DAI
- BTC
- ETH
Leans heavily on stablecoins, with a small share of Bitcoin and Ethereum. Built to move less when markets swing.
Balanced
- BTC
- ETH
- USDC
- NEAR
- SOL
A spread across major assets and stablecoins, aiming for a middle ground between calm and growth.
Aggressive
- BTC
- ETH
- SOL
- NEAR
- USDC
Concentrated in major assets like Bitcoin, Ethereum and Solana, with little held in stablecoins. More movement, both ways.
Stables
- USDC
- USDT
- DAI
Made up entirely of stablecoins. The quietest starting point, focused on staying put.
Satoshi
- BTC
- ETH
- NEAR
Bitcoin-forward, with a smaller share of Ethereum and NEAR alongside. For a clear tilt toward BTC.
Tips
Wider bands, more spread
Your tolerance band sets how far your mix can drift before it rebalances. The wider the band, the more room the market has to move — which means bigger swaps and more chances to capture spread in your favor. Tighter bands keep your mix more precise instead.
Think in time horizons
Automatic rebalancing rewards patience. The spreads it aims to capture add up gradually, so the approach fits people who plan to stay invested rather than trade in and out.
More than one asset to rebalance
Rebalancing needs at least two assets to work. If you want the system actively managing your mix, hold a few assets rather than a single token.
You're always in control
Your funds stay yours and you can adjust your targets or withdraw whenever you want. Nothing is locked away.
Frequently asked questions
Do I need to know about crypto to use IntentFolio?
No. You pick a starting mix — or use a preset — and the system handles the day-to-day. The guide above covers everything you need to begin.
Where are my funds? Are they locked up?
Your funds stay yours at all times. Nothing is locked away — you can adjust your targets or withdraw whenever you want.
Which wallets can I use?
Any supported wallet, including NEAR, Ethereum, Solana, TON, Stellar and Tron. You sign in directly — there's no separate account to create.
How do I choose my allocation?
Start from one of the presets and adjust it, or build your own mix from scratch. For each asset you set a target share and a tolerance band.
What is a tolerance band?
It's the margin around each target that decides when to act. While your allocation stays inside the band, nothing happens; once it drifts past, the system rebalances back toward your target.
When does my portfolio rebalance?
Whenever your allocation drifts beyond your tolerance bands. There's no schedule to manage — it reacts to how the market moves your mix.
What if I only hold one token?
A single-token portfolio doesn't rebalance — there's nothing to balance it against. Rebalancing needs at least two assets, so hold a few if you want the system actively managing your mix.
Does it cost anything?
There are two separate things. The automatic rebalancing inside your portfolio isn't something you approve move by move — those swaps run on their own and aim to capture a spread in your favor. Actions you start yourself, like funding or withdrawing, do carry network costs, and IntentFolio shows you the amount before you confirm.
Is there a minimum to get started?
When you fund a portfolio, each token needs at least the equivalent of about 1 USD. Beyond that, you start with whatever amount you choose.
Is this financial advice?
No. IntentFolio is a tool for managing your own allocation, and presets are starting points, not recommendations. Crypto carries risk and prices can go down as well as up. Nothing here is financial advice.
Can I withdraw whenever I want?
Yes. Your funds are always yours and you can withdraw at any time.