The core idea
IntentFolio is built on one simple idea: you decide what mix of assets you want to hold, and your portfolio works to stay close to that mix on its own.
Instead of watching charts and trading by hand, you set targets once — for example, how much of your portfolio should be in Bitcoin, Ethereum or stablecoins. From then on, the system keeps an eye on your allocation for you.
From then on, your portfolio moves toward that mix on its own and, once there, keeps taking part in swaps without leaving your band. You stay in control of the rules; the routine work happens for you.
Step by step
From your first mix to a portfolio that builds itself, in four steps.
- 01
Choose your allocation
Start from a ready-made preset or build your own mix. For each asset you pick a target — the share of your portfolio you want it to hold — and a tolerance band, the range around that target that counts as on target. You can try it without connecting anything.
- 02
Connect and fund
Sign in with any supported wallet — NEAR, Ethereum, Solana and more — and make your deposit. There's no account to create and no forms to fill out, and you can withdraw whenever you want.
- 03
It builds itself
Your portfolio moves toward your targets at the market's pace, through swaps that come up along the way, with no fees and no action needed from you. You can follow its progress in the app.
- 04
Earn along the way
Each move aims to leave you a spread in your favor. Once you reach your targets, your portfolio keeps taking part in swaps without leaving your band, and each one keeps aiming for that spread.
What rebalancing does
Rebalancing is what moves your portfolio toward your mix: it takes part in swaps that come up in the market, and they bring it closer to your targets. That's how it comes together after you build it.
Your tolerance band is the range around each target that counts as on target. Once your portfolio is inside it, it doesn't stop: it keeps taking part in swaps, and none of them takes it out of the band.
Each of those swaps aims to capture a spread in your favor, on the way to your targets and once you're there. Over time, they're meant to add up.
Rebalancing only happens when you hold more than one asset. A portfolio made of a single token has nothing to rebalance against, so it simply stays as is.
Presets, explained
Presets are starting points, not recommendations — a quick way to begin that you can tweak however you like. They are not financial advice.
Conservative
- USDC(NEAR)
- USDT
- USDC(BASE)
- BTC
- ETH
Leans heavily on stablecoins, with a small share of Bitcoin and Ethereum. Built to move less when markets swing.
Balanced
- BTC
- ETH
- USDC
- NEAR
- SOL
A spread across major assets and stablecoins, aiming for a middle ground between calm and growth.
Aggressive
- BTC
- ETH
- SOL
- NEAR
- USDC
Concentrated in major assets like Bitcoin, Ethereum and Solana, with little held in stablecoins. More movement, both ways.
Stables
- USDC(NEAR)
- USDT(ETH)
- USDC(ETH)
- USDT(SOL)
- USDC(BASE)
Made up entirely of stablecoins. The quietest starting point, focused on staying put.
Satoshi
- BTC
- ETH
- NEAR
Bitcoin-forward, with a smaller share of Ethereum and NEAR alongside. For a clear tilt toward BTC.
Tips
Wider bands, more spread
Your tolerance band sets how far from each target your portfolio can sit and still count as on target. A wider band leaves more room to take part in swaps without leaving it, which means more chances to capture spread in your favor. A tighter band keeps your mix closer to your targets instead.
Think in time horizons
Automatic rebalancing rewards patience. The spreads it aims to capture add up gradually, so the approach fits people who plan to stay invested rather than trade in and out.
More than one asset to rebalance
Rebalancing needs at least two assets to work. If you want the system actively managing your mix, hold a few assets rather than a single token.
You're always in control
You can adjust your targets or withdraw whenever you want. Nothing is locked away.
Frequently asked questions
Do I need to know about crypto to use IntentFolio?
No. You pick a starting mix — or use a preset — and the system handles the day-to-day. The guide above covers everything you need to begin.
Where are my funds? Are they locked up?
What you deposit sits in your general balance, and what you add to a portfolio is managed there to keep your mix. Nothing is locked away — you can adjust your targets or withdraw whenever you want.
Which wallets can I use?
Any supported wallet, including NEAR, Ethereum, Solana, TON, Stellar and Tron. You sign in directly — there's no separate account to create.
How do I choose my allocation?
Start from one of the presets and adjust it, or build your own mix from scratch. For each asset you set a target share and a tolerance band.
How many portfolios can I have?
Up to 7 per account, each with its own mix. To make room for another, delete one you no longer use.
What is a tolerance band?
It's the range around each target that counts as on target. Once your portfolio is inside it, it keeps taking part in swaps, and none of them takes it out.
When does my portfolio rebalance?
Whenever a swap that suits your portfolio comes up in the market. There's no schedule: while it's building, each one brings it closer to your targets; once there, it keeps taking part without leaving your band.
How long does it take?
It depends on how active the market is for each token: it comes together gradually, as swaps that suit it come up. There's no fixed timeline; meanwhile, you can follow its progress in Composition.
What if I only hold one token?
A single-token portfolio doesn't rebalance — there's nothing to balance it against. Rebalancing needs at least two assets, so hold a few if you want the system actively managing your mix.
Does it cost anything?
The moves that build and maintain your portfolio don't charge you a fee, and each one aims to leave you a spread in your favor.
Is there a minimum to get started?
IntentFolio doesn't set one: you start with whatever amount you choose. Some networks ask for a minimum deposit; you'll see it when you pick the network.
Is this financial advice?
No. IntentFolio is a tool for managing your own allocation, and presets are starting points, not recommendations. Crypto carries risk and prices can go down as well as up. Nothing here is financial advice.
Can I withdraw whenever I want?
Yes. You can withdraw at any time.